Benefits Plans - health plans: Plan Summary - General Information

The university offers a number of health plan options:

Managed care plan:
U-M Premier Care

Traditional "fee-for-service" plan:
Comprehensive Major Medical

Health Maintenance Organization (HMO):

Health Alliance Plan HMO

Preferred Provider Organization (PPO):
Blue Cross Blue Shield of Michigan Community Blue PPO

Plus GradCare for eligible graduate students.

Pre-Existing Conditions

The university does not have a pre-existing condition clause in any of its health plan contracts.

Waive Coverage Option

See HIPAA Notification of Health Plan Re-enrollment for more information on waiving health plan coverage.

Limitations
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.