Benefits Plans - health plans: Plan Summary - General Information
The university offers a number of health plan options:
Managed care plan:
U-M Premier Care
Comprehensive Major Medical
Health Maintenance Organization (HMO):
Preferred Provider Organization (PPO):
Blue Cross Blue Shield of Michigan Community Blue PPO
Plus GradCare for eligible graduate students.
The university does not have a pre-existing condition clause in any of its health plan contracts.
Waive Coverage Option
See HIPAA Notification of Health Plan Re-enrollment for more information on waiving health plan coverage.
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.