Benefits Plans - Travel Accident Insurance and Secure Travel Plan
- Travel Accident Insurance FAQ
- CIGNA Secure Travel
- Research and Travel
- Off-campus Travel Book (PDF)
All active faculty and staff members traveling while on official University of Michigan Business (excluding vacations and everyday travel to and from work) are provided coverage for accidental death or permanent total disability. The university pays the full premium and you do not have to enroll in this coverage.
- Coverage begins on your first day of work and continues until your last day of work at the University of Michigan.
- If you die while traveling on University business, the plan provides a benefit of $100,000 or 10 times your annual salary, whichever is more, with a ceiling of $500,000. The plan also pays benefits for dismemberment and disability.
- The maximum benefit for any one covered accident is $8 million.
In addition, the Secure Travel program, by Worldwide Assistance Services, Inc., provides travel services anytime you are 100 or more miles from home while traveling on University business. See CIGNA Secure Travel for more information about the Secure Travel Program.
Filing a Claim
Your department representative or a family member should notify the Benefits Office to file a claim.
When traveling on University-related business, every member of the University community should leave an itinerary with his/her department and at least one other person prior to departure. This alleviates confusion and ensures his/her coverage.
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.