Benefits Plans - Retirement Savings Plans: Rollovers and Transfers
See the Cash Withdrawals, Rollovers, Transfers, and Loans Chart (PDF) for a comparison of options.
Direct Transfers
Moving your U-M Retirement Plan accumulations between TIAA-CREF and Fidelity.
Rollovers out of the U-M Plan
Moving your U-M Retirement Plan accumulations out of TIAA-CREF and Fidelity and into another investment carrier with an IRA or another plan outside of the University.
Rollovers into the U-M Plan
How to rollover accumulation of a previous employer's retirement plan and into the University of Michigan Retirement Savings Plan.
Next: Cash Withdrawals
Limitations
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.
Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.