Benefits Plans - Retirement Savings Plans: How to enroll - 403(b) sra

403(b) SRA: How to Enroll or Make a Change

You may enroll in the 403(b) Supplemental Retirement Account (SRA) or change your contribution amount throughout the year using Self Service > Benefits on Wolverine Access by selecting the option Initiate Ret Savings Elections.  You have until 7:00 p.m. EST on the day you create an event to finalize and submit your election or it will expire and you will not be able to use Self Service > Benefits until the following pay period.

View step-by-step enrollment instructions below.

Effective Date of Your Election

When you select Initiate Ret Savings Elections on Self Service > Benefits in Wolverine Access you are creating an event that allows you to enter your enrollment or change your existing election.  The date you create the event determines the effective date and which paycheck your enrollment or change will take effect.  The SRA may be effective during the same month or it may be effective the following month, depending on when you create the event. 

Review the tables in the links below carefully to determine which paycheck you are affecting.  The first column in the table shows the date your paycheck is issued. The second and third columns contain the date range to use Self Service > Benefits in order to make your enrolment or change take effect in that paycheck. 

Limitations on Effective Dates

There are limitations regarding when your elections for the 403(b) SRA and/or 457(b) will become effective due to the differences in plan effective dates.  In addition, the ability to change 403(b) SRA and 457(b) elections for bi-weekly paid staff are limited because processing times are much shorter for the bi-weekly payroll cycle than for the monthly payroll cycle.  Note the following:

  • It is not possible to have an election for the Basic Retirement Savings Plan, the SRA and 457(b) take effect during the same calendar month.
  • For special instructions to have your 403(b) SRA and 457(b) elections take effect with the same paycheck, see How to Synchronize Your 457(b) & SRA for the Same Paycheck
  • You may use Self Service > Benefits once per pay period to make an election for the 403(b) SRA. You may make one election per calendar month if you are paid monthly.  Likewise, you may make one election for per bi-weekly pay period.
  • If you have already made one election for a pay period you cannot create another until the following pay period.  This applies regardless of whether you made an election for both the Basic Retirement Plan and the SRA or for just one plan but not the other. 


  • If you enroll in the 403(b) SRA, you cannot create another event that affects the Basic Retirement Savings Plan (ex. change between TIAA-CREF and Fidelity, cancel enrollment) for that same paycheck.
  • If you enroll in a 403(b) SRA, you cannot create another event to raise or lower your 403(b) SRA contribution until the following paycheck.

Step-by-step SRA Enrollment Instructions

Using Self Service > Benefits
Make your 403(b) SRA enrollments or changes on Self Service > Benefits through Wolverine Access by following the step-by-step instructions below. Click the link in each step to view an illustration of the corresponding self-service page.

  1. Go to the Wolverine Access Gateway at
  2. Select the Faculty & Staff tab
  3. Select Employee Self-Service
  4. Enter your uniqname and password to log in
  5. Select Benefits on the Self Service page
  6. Select Initiate Ret Savings Elections
  7. Select the button that reads Select this option to Enroll/ Change/Cancel Your Basic Retirement Savings Plan or your Supplemental Retirement Account (SRA)
  8. Select Next
  9. Review the effective date and select Continue to proceed
  10. Select the Select button at the bottom of the page
  11. Select Edit for the SRA vendor with whom you wish to invest or make a change. In this example TIAA-CREF is selected. Skip to step 15 for Fidelity.
  12. Select TIAA-CREF SRA
  13. Enter your contribution amount and then select Store
  14. Review your elections and select OK
  15. Select Edit for the Fidelity SRA, or skip to step 19 if you only want a TIAA-CREF SRA.
  16. Select Fidelity SRA
  17. Enter your contribution amount and then select Store
  18. Review your elections and select OK
  19. Select Submit to save your elections
  20. Read the information on the Submit Benefit Choices page, scroll down and select Submit
  21. Review your confirmation number and submitted elections; select Return to Enrollment to view your event status
  22. Review your enrollment status
  23. Select Sign Out at the top of the window to securely log off.
  24. Select Log Out to continue the process to securely log off.
  25. Select Log Out to complete the process to securely log off.
  26. Contact TIAA-CREF and Fidelity Investments to select your investment funds and designate your beneficiaries.


You need to designate your investment fund choices and beneficiaries separately for each type of plan in which you enroll.  Fund choices and beneficiary designations you have already made for one plan, such as the Basic Retirement Savings Plan DO NOT automatically carry over to the 457(b) or the SRA (and vice versa).


Return to How to Enroll or Make Changes




The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.