Benefits Plans - Group Life Insurance: Dependent Life Insurance Plan Rates

Dependent Life Insurance is available for your spouse or other qualified adult, and for your children. All faculty and staff who are eligible for benefits can enroll. The University employee is automatically the beneficiary.

Dependent Life Insurance Plan Options

You Can Choose Insurance For Your In These Amounts Cost Per Month Health Statement Needed

Spouse or other qualified adult

$10,000
$25,000
$50,000

$0.84
$2.10
$4.20

short form1
short form1
long form

Children2

$2,000 per child
$5,000 per child

.073
.173

none
none

1 A long form Health Statement may be required if your spouse or other qualified adult does not successfully pass the short form statement.
2 Coverage for all children in the household age 15 days through the end of the month they turn age 26.
3 Composite rate covers all eligible children.

Limitations
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.